Static Elements

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Blurb

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Making sure that your mortgage terms will be in you best interest!

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Learn about what is needed to refinance your mortgage.

[/tm_pb_blurb][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” parallax_3=”off” parallax_method_3=”off” column_padding_mobile=”on”][tm_pb_column type=”1_2″][tm_pb_blurb admin_label=”Blurb” title=”Tap into your home’s equity” url_new_window=”off” use_icon=”on” icon_color=”#ffffff” use_circle=”on” circle_color=”#39cad3″ use_circle_border=”off” circle_border_color=”#49d376″ icon_placement=”top” animation=”top” text_orientation=”center” use_icon_font_size=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”||60px|” custom_margin_last_edited=”on|tablet” custom_margin_tablet=”||30px|” url=”#” font_icon=”f0d6″ icon_font_size=”70px” circle_size=”123px”]

Help finance what’s important with a home equity line of credit.

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Explore tools to help manage your existing Chase mortgage.

[/tm_pb_blurb][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” parallax_3=”off” parallax_method_3=”off” column_padding_mobile=”on”][tm_pb_column type=”1_2″][tm_pb_blurb admin_label=”Blurb” title=”Buy Home” url_new_window=”off” use_icon=”on” icon_color=”#ffffff” use_circle=”on” circle_color=”#39cad3″ use_circle_border=”off” circle_border_color=”#49d376″ icon_placement=”left” animation=”top” text_orientation=”left” use_icon_font_size=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”||60px|” custom_margin_last_edited=”on|tablet” custom_margin_tablet=”||30px|” url=”#” font_icon=”f015″ icon_font_size=”90px” circle_size=”123px”]

Making sure that your mortgage terms will be in you best interest!

[/tm_pb_blurb][/tm_pb_column][tm_pb_column type=”1_2″][tm_pb_blurb admin_label=”Blurb” title=”Refinance your mortgage” url_new_window=”off” use_icon=”on” icon_color=”#ffffff” use_circle=”on” circle_color=”#39cad3″ use_circle_border=”off” circle_border_color=”#49d376″ icon_placement=”left” animation=”top” text_orientation=”left” use_icon_font_size=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”||60px|” custom_margin_last_edited=”on|tablet” custom_margin_tablet=”||30px|” url=”#” font_icon=”f080″ icon_font_size=”60px” circle_size=”123px”]

Learn about what is needed to refinance your mortgage.

[/tm_pb_blurb][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” parallax_3=”off” parallax_method_3=”off” column_padding_mobile=”on”][tm_pb_column type=”1_2″][tm_pb_blurb admin_label=”Blurb” title=”Tap into your home’s equity” url_new_window=”off” use_icon=”on” icon_color=”#ffffff” use_circle=”on” circle_color=”#39cad3″ use_circle_border=”off” circle_border_color=”#49d376″ icon_placement=”left” animation=”top” text_orientation=”left” use_icon_font_size=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”||60px|” custom_margin_last_edited=”on|tablet” custom_margin_tablet=”||30px|” url=”#” font_icon=”f0d6″ icon_font_size=”70px” circle_size=”123px”]

Help finance what’s important with a home equity line of credit.

[/tm_pb_blurb][/tm_pb_column][tm_pb_column type=”1_2″][tm_pb_blurb admin_label=”Blurb” title=”Manage your mortgage” url_new_window=”off” use_icon=”on” icon_color=”#ffffff” use_circle=”on” circle_color=”#39cad3″ use_circle_border=”off” circle_border_color=”#49d376″ icon_placement=”left” animation=”top” text_orientation=”left” use_icon_font_size=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”||60px|” custom_margin_last_edited=”on|tablet” custom_margin_tablet=”||30px|” url=”#” font_icon=”f201″ icon_font_size=”60px” circle_size=”123px”]

Explore tools to help manage your existing Chase mortgage.

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Slider

[/tm_pb_text][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_slider admin_label=”Slider” show_arrows=”off” show_pagination=”on” auto=”off” auto_ignore_hover=”off” parallax=”off” parallax_method=”off” remove_inner_shadow=”off” background_position=”default” background_size=”default” hide_content_on_mobile=”off” hide_cta_on_mobile=”off” show_image_video_mobile=”off” custom_button=”off” button_letter_spacing=”0″ button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on” button_letter_spacing_hover=”0″ header_font_size=”64″ header_font_size_tablet=”35″ header_font_size_phone=”28″ header_font_size_last_edited=”on|desktop” header_text_color=”#ffffff” body_text_color=”#ffffff” disabled=”off” disabled_on=”||off” saved_tabs=”all”] [tm_pb_slide heading=”Make your home mortgage affordable again, thanks to our lower-rate refinancing!” button_text=”Get A Consultation” button_link=”#” background_image=”http://ylhfunding.com/wp-content/uploads/2016/08/home-03.jpg” background_position=”default” background_size=”default” background_color=”#ffffff” use_bg_overlay=”on” bg_overlay_color=”rgba(33,48,63,0.77)” use_text_overlay=”off” alignment=”center” allow_player_pause=”off” text_border_radius=”3″ header_font_select=”default” header_font=”||||” body_font_select=”default” body_font=”||||” custom_button=”off” button_font_select=”default” button_font=”||||” button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on”] [/tm_pb_slide][tm_pb_slide heading=”Estimate Your Monthly Payment!” button_text=”More” button_link=”#” background_image=”http://ylhfunding.com/wp-content/uploads/2016/08/home-07.jpg” background_position=”default” background_size=”default” background_color=”#ffffff” use_bg_overlay=”on” bg_overlay_color=”rgba(33,48,63,0.77)” use_text_overlay=”off” alignment=”center” allow_player_pause=”off” text_border_radius=”3″ header_font_select=”default” header_font=”||||” body_font_select=”default” body_font=”||||” custom_button=”off” button_font_select=”default” button_font=”||||” button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on”]

Want to know what you can afford or how much your monthly payments would be? Just use our handy mortgage calculator tool!

[/tm_pb_slide][tm_pb_slide heading=” Thinking of Refinancing?” button_text=”View Post” button_link=”#” background_image=”http://ylhfunding.com/wp-content/uploads/2016/08/blog-04.jpg” background_position=”default” background_size=”default” background_color=”#ffffff” use_bg_overlay=”on” bg_overlay_color=”rgba(33,48,63,0.77)” use_text_overlay=”off” alignment=”center” allow_player_pause=”off” text_border_radius=”3″ header_font_select=”default” header_font=”||||” body_font_select=”default” body_font=”||||” custom_button=”off” button_font_select=”default” button_font=”||||” button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on”]

It may be an ideal time to consider refinancing your loan. One of our Loan Consultant can help.

When you’re making your decision, there are several things to keep in mind…

[/tm_pb_slide] [/tm_pb_slider][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” transparent_background=”on” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” custom_padding=”||50px|” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” custom_padding_last_edited=”on|desktop”][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” custom_padding=”||25px|” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_divider admin_label=”Divider” color=”#ebebeb” show_divider=”on” divider_style=”solid”] [/tm_pb_divider][tm_pb_text admin_label=”Text” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”40px|||” custom_margin_last_edited=”on|tablet” custom_margin_tablet=”20px|||”]

Pricing table

[/tm_pb_text][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” padding_1_last_edited=”off|phone” parallax_2=”off” parallax_method_2=”off” padding_2_last_edited=”off|phone” parallax_3=”off” parallax_method_3=”off” column_padding_mobile=”on” custom_padding=”||50px|” custom_padding_tablet=”||30px|” custom_padding_last_edited=”on|tablet” padding_bottom_1=”30px” padding_bottom_2=”30px”][tm_pb_column type=”1_4″][tm_pb_pricing_tables admin_label=”Pricing Tables” show_bullet=”off” center_list_items=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_button=”off” button_letter_spacing=”0″ button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on” button_letter_spacing_hover=”0″ remove_featured_drop_shadow=”off” custom_css_main_element=”max-width: 1132px;||margin: 0 auto;” disabled=”off” disabled_on=”off|off|off” header_background_color=”#39cad3″ header_text_color=”#ffffff” subheader_text_color=”#21303f” header_font_size=”24″ header_font_size_last_edited=”off|desktop” background_color=”#ffffff” saved_tabs=”all”] [tm_pb_pricing_table featured=”off” title=”15-Year Fixed” button_url=”#” button_text=”Details” header_font_select=”default” header_font=”||||” subheader_font_select=”default” subheader_font=”||||” currency_frequency_font_select=”default” currency_frequency_font=”||||” price_font_select=”default” price_font=”||||” body_font_select=”default” body_font=”||||” custom_button=”off” button_font_select=”default” button_font=”||||” button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on”]

2.875%
interest rate
2.979%
apr

[/tm_pb_pricing_table] [/tm_pb_pricing_tables][/tm_pb_column][tm_pb_column type=”1_4″][tm_pb_pricing_tables admin_label=”Pricing Tables” show_bullet=”off” center_list_items=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_button=”off” button_letter_spacing=”0″ button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on” button_letter_spacing_hover=”0″ remove_featured_drop_shadow=”off” custom_css_main_element=”max-width: 1132px;||margin: 0 auto;” disabled=”off” disabled_on=”off|off|off” header_background_color=”#91d339″ header_text_color=”#ffffff” subheader_text_color=”#21303f” header_font_size=”24″ header_font_size_last_edited=”off|desktop” background_color=”#ffffff” saved_tabs=”all”] [tm_pb_pricing_table featured=”off” title=”30-Year Fixed” button_url=”#” button_text=”Details” header_font_select=”default” header_font=”||||” subheader_font_select=”default” subheader_font=”||||” currency_frequency_font_select=”default” currency_frequency_font=”||||” price_font_select=”default” price_font=”||||” body_font_select=”default” body_font=”||||” custom_button=”off” button_font_select=”default” button_font=”||||” button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on”]

3.765%
interest rate
3.999%
apr

[/tm_pb_pricing_table] [/tm_pb_pricing_tables][/tm_pb_column][tm_pb_column type=”1_4″][tm_pb_pricing_tables admin_label=”Pricing Tables” show_bullet=”off” center_list_items=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_button=”off” button_letter_spacing=”0″ button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on” button_letter_spacing_hover=”0″ remove_featured_drop_shadow=”off” custom_css_main_element=”max-width: 1132px;||margin: 0 auto;” disabled=”off” disabled_on=”off|off|off” header_background_color=”#f89e1c” header_text_color=”#ffffff” subheader_text_color=”#21303f” header_font_size=”24″ header_font_size_last_edited=”off|desktop” background_color=”#ffffff” saved_tabs=”all”] [tm_pb_pricing_table featured=”off” title=”5/1 Adjustabe” button_url=”#” button_text=”Details” header_font_select=”default” header_font=”||||” subheader_font_select=”default” subheader_font=”||||” currency_frequency_font_select=”default” currency_frequency_font=”||||” price_font_select=”default” price_font=”||||” body_font_select=”default” body_font=”||||” custom_button=”off” button_font_select=”default” button_font=”||||” button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on”]

2.705%
interest rate
2.900%
apr

[/tm_pb_pricing_table] [/tm_pb_pricing_tables][/tm_pb_column][tm_pb_column type=”1_4″][tm_pb_pricing_tables admin_label=”Pricing Tables” show_bullet=”off” center_list_items=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_button=”off” button_letter_spacing=”0″ button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on” button_letter_spacing_hover=”0″ remove_featured_drop_shadow=”off” custom_css_main_element=”max-width: 1132px;||margin: 0 auto;” disabled=”off” disabled_on=”off|off|off” header_background_color=”#ed3b3c” header_text_color=”#ffffff” subheader_text_color=”#21303f” header_font_size=”24″ header_font_size_last_edited=”off|desktop” background_color=”#ffffff” saved_tabs=”all”] [tm_pb_pricing_table featured=”off” title=”7/1 Adjustabe” button_url=”#” button_text=”Details” header_font_select=”default” header_font=”||||” subheader_font_select=”default” subheader_font=”||||” currency_frequency_font_select=”default” currency_frequency_font=”||||” price_font_select=”default” price_font=”||||” body_font_select=”default” body_font=”||||” custom_button=”off” button_font_select=”default” button_font=”||||” button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on”]

2.875%
interest rate
2.345%
apr

[/tm_pb_pricing_table] [/tm_pb_pricing_tables][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” transparent_background=”on” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” custom_padding=”||30px|” custom_padding_last_edited=”on|” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off”][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” custom_padding=”||25px|” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_divider admin_label=”Divider” color=”#ebebeb” show_divider=”on” divider_style=”solid”] [/tm_pb_divider][tm_pb_text admin_label=”Text” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”40px|||” custom_margin_tablet=”20px|||” custom_margin_last_edited=”on|desktop”]

Testimonials

[/tm_pb_text][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row”][tm_pb_column type=”1_2″][tm_pb_testimonial admin_label=”Testimonial” author=”Daniel Edwards” url_new_window=”off” portrait_url=”http://ylhfunding.com/wp-content/uploads/2016/08/01_home_18.jpg” quote_icon=”off” use_background_color=”on” background_color=”rgba(0,0,0,0)” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” saved_tabs=”all”]

Finding a way to pay for my expensive home purchase was made possible only thanks to this institution! They were the only place to accept my request!

[/tm_pb_testimonial][/tm_pb_column][tm_pb_column type=”1_2″][tm_pb_testimonial admin_label=”Testimonial” author=”Samantha Black” url_new_window=”off” portrait_url=”http://ylhfunding.com/wp-content/uploads/2016/08/01_home_20.jpg” quote_icon=”off” use_background_color=”on” background_color=”rgba(0,0,0,0)” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” saved_tabs=”all”]

With the rates being so low now, I needed to refinance my mortgage as soon as possible. Thanks to this company it all became possible in the shortest matter off time!

[/tm_pb_testimonial][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” transparent_background=”on” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” custom_padding_last_edited=”on|desktop”][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” custom_padding=”||25px|” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on” custom_padding_phone=”||30px|” custom_padding_last_edited=”on|phone”][tm_pb_column type=”4_4″][tm_pb_divider admin_label=”Divider” color=”#ebebeb” show_divider=”on” divider_style=”solid”] [/tm_pb_divider][tm_pb_text admin_label=”Text” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”40px|||” custom_margin_tablet=”20px|||” custom_margin_last_edited=”on|phone”]

Call to action

[/tm_pb_text][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” transparent_background=”off” background_color=”#39cad3″ allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” custom_padding=”46px|30px|60px|30px” custom_padding_tablet=”30px|30px|40px|30px” custom_padding_phone=”30px|15px|30px|15px” custom_padding_last_edited=”on|phone” module_class=”invert”][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_text admin_label=”Text” text_orientation=”center” use_border_color=”off” border_color=”#ffffff” border_style=”solid” module_class=”invert”]

Free Consultation for Home Buyers or Borrowers

Would you like to speak to one of our financial advisers? Just submit your contact details and we’ll be in touch shortly. You can also email us if you prefer that type of communication.

[/tm_pb_text][tm_pb_contact_form admin_label=”Contact Form” captcha=”off” use_redirect=”off” submit_text=”Subscribe” input_border_radius=”0″ use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_button=”off” button_letter_spacing=”0″ button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on” button_letter_spacing_hover=”0″ custom_css_main_element=”max-width: 446px;||margin: auto;”] [tm_pb_contact_field field_title=”Email Address” field_type=”email” field_id=”Email” required_mark=”on” fullwidth_field=”off” field_placeholder=”enter your e-mail” select_multiple=”on” select_first_blank=”on” show_label=”off” field_width=”col-md-12″ form_field_font_select=”default” form_field_font=”||||” use_border_color=”off” border_style=”solid”] [/tm_pb_contact_field] [/tm_pb_contact_form][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” padding_mobile=”off” custom_margin=”60px|||” custom_margin_tablet=”30px|||” custom_margin_last_edited=”on|desktop” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_cta admin_label=”Call To Action” button_url=”#” url_new_window=”off” button_text=”Get A Consultation” use_background_color=”off” background_color=”#49d376″ text_orientation=”center” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_button=”off” button_letter_spacing=”0″ button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on” button_letter_spacing_hover=”0″ header_text_color=”#ffffff” body_text_color=”#49d376″ background_image=”http://ylhfunding.com/wp-content/uploads/2016/08/01_home_24.jpg” custom_padding=”210px|15px|210px|15px” custom_padding_tablet=”110px|15px|110px|15px” custom_padding_phone=”30px|15px|40px|15px” custom_padding_last_edited=”on|phone” module_class=”invert”]

Get in Touch With Us

Our Loan Officers can answer all of your questions and walk you through your mortgage options.

[/tm_pb_cta][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” transparent_background=”on” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” custom_padding_last_edited=”on|desktop”][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” custom_padding=”||25px|” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_divider admin_label=”Divider” color=”#ebebeb” show_divider=”on” divider_style=”solid” custom_margin=”50px|||” custom_margin_tablet=”30px|||” custom_margin_last_edited=”on|phone”] [/tm_pb_divider][tm_pb_text admin_label=”Text” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”40px|||” custom_margin_tablet=”20px|||” custom_margin_last_edited=”on|phone”]

Images

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Animated counter

[/tm_pb_text][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row”][tm_pb_column type=”4_4″][tm_pb_counters admin_label=”Bar Counters” background_color=”#ebebeb” bar_bg_color=”#39cad3″ use_percentages=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” title_font_size=”16″ title_text_color=”#21303f” percent_font_size=”14″ percent_line_height=”1.1em”] [tm_pb_counter percent=”90″] Refinance mortgage [/tm_pb_counter][tm_pb_counter percent=”75″] Refinancing Bids [/tm_pb_counter][tm_pb_counter percent=”50″] Money Loans [/tm_pb_counter] [/tm_pb_counters][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” transparent_background=”on” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” custom_padding=”||50px|” custom_padding_tablet=”||30px|” custom_padding_last_edited=”on|desktop” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off”][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” custom_padding=”||25px|” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_divider admin_label=”Divider” color=”#ebebeb” show_divider=”on” divider_style=”solid”] [/tm_pb_divider][tm_pb_text admin_label=”Text” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”40px|||” custom_margin_tablet=”20px|||” custom_margin_last_edited=”on|tablet”]

Toggles

[/tm_pb_text][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row”][tm_pb_column type=”4_4″][tm_pb_toggle admin_label=”Toggle” title=”Q: What’s a mortgage and why should I get it here?” open=”on” icon_color=”#ffffff” use_border_color=”off” border_color=”#ffffff” border_style=”solid” open_toggle_background_color=”#39cad3″ closed_toggle_background_color=”#21303f” title_font=”|on|||” title_text_color=”#ffffff” body_font_size=”16″ title_font_size=”16px” body_font_size_last_edited=”off|desktop”]

A: A mortgage is basically a simple loan that allows you to buy a home or other property by securing the loan against the property you buy. You can read more about our taking a mortgage with us works by visiting our services page.

You can apply for a mortgage from a bank or other financial institution, such as a credit union, building society or specialist mortgage Borrower. We’re a credit union and a special financial institution. Although you can apply directly, using  the advice of our independent mortgage specialists might help you find the deal that will be most beneficial for your money interests!

[/tm_pb_toggle][tm_pb_toggle admin_label=”Toggle” title=”Q: What types of mortgage are there?” open=”off” icon_color=”#ffffff” use_border_color=”off” border_color=”#ffffff” border_style=”solid” open_toggle_background_color=”#39cad3″ closed_toggle_background_color=”#21303f” title_font=”|on|||” title_text_color=”#ffffff” body_font_size=”16″ title_font_size=”16px” body_font_size_last_edited=”off|desktop”]

A: There are many different kinds of mortgage to choose from. All of them have varying features and benefits. Some of the more common types include:

  • Standard variable rate (SVR) mortgages
  • Fixed interest rate mortgages
  • Tracker rate mortgages

[/tm_pb_toggle][tm_pb_toggle admin_label=”Toggle” title=”Q: How much can I borrow for a mortgage?” open=”off” icon_color=”#ffffff” use_border_color=”off” border_color=”#ffffff” border_style=”solid” open_toggle_background_color=”#39cad3″ closed_toggle_background_color=”#21303f” title_font=”|on|||” title_text_color=”#ffffff” body_font_size=”16″ title_font_size=”16px” body_font_size_last_edited=”off|desktop”]

A: This depends on a number of factors. Still, Borrowers are typically prepared to lend three times your salary or two-and-a-half times a joint salary.

They will also consider things such as any other source of income from a second job that you’ll prove to them, bonuses, tax credits, and maintenance payments and since lending rules were tightened, they also increasingly investigate borrowers’ ability to repay.

This means looking at your credit history and scoring it, just as well as on your monthly outgoings, examining not just how much you spend but what you spend it on, to help assess your ability to manage should interest rates rise.

Some providers will now offer four-and-a-half times your annual income – but the more you borrow in relation to your income, the more likely you are to fail MMR checks and to have your application to be declined.

[/tm_pb_toggle][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” transparent_background=”on” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” custom_padding=”||50px|” custom_padding_tablet=”||30px|” custom_padding_last_edited=”on|tablet” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off”][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” custom_padding=”||25px|” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_divider admin_label=”Divider” color=”#ebebeb” show_divider=”on” divider_style=”solid”] [/tm_pb_divider][tm_pb_text admin_label=”Text” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”20px|||” custom_margin_last_edited=”on|”]

Tabs

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We offer rate-and-term refinancing. Typically, you refinance your remaining balance for a lower interest rate and a term you can afford (the term is the number of years it will take to repay the loan)

 

Businessman with digital tablet and blurred city on horizon

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Buying a home for the first time or nor, mortgages are the most affordable way to make a purchase right away and move in at once. Thanks to our lower-than-average interest rates a better mortgage will be possible!

image-20

[/tm_pb_tab][tm_pb_tab title=”Money Loans” tab_font_select=”default” tab_font=”||||” tab_line_height=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em” body_font_select=”default” body_font=”||||” body_line_height=”2em” body_line_height_tablet=”2em” body_line_height_phone=”2em”]

At some point in your life, you will need a money loan to either pay for something you didn’t see coming or to bridge the gap to get something you’ve wanted for a long time. Whichever your situation is, we’ll help!

 

Young woman making payments online while typing on the computer

[/tm_pb_tab][tm_pb_tab title=”Home Equity Loans” tab_font_select=”default” tab_font=”||||” tab_line_height=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em” body_font_select=”default” body_font=”||||” body_line_height=”2em” body_line_height_tablet=”2em” body_line_height_phone=”2em”]

A home equity loan is a type of loan in which the borrower uses the equity of his or her home as collateral for the money loan. The loan amount is determined by the value of the property, and the value of the property.

 

Young people in the office

[/tm_pb_tab][tm_pb_tab title=”Mortgage Management” tab_font_select=”default” tab_font=”||||” tab_line_height=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em” body_font_select=”default” body_font=”||||” body_line_height=”2em” body_line_height_tablet=”2em” body_line_height_phone=”2em”]

Do you feel too puzzled in a complexity of your mortgage’s payment plan, interest rates and all these other financial tricky nuances? If that’s so, then our financial experts and Loan officers will gladly help you out!

 

business people group working in customer and help desk office

[/tm_pb_tab][tm_pb_tab title=”Rates & Calculator” tab_font_select=”default” tab_font=”||||” tab_line_height=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em” body_font_select=”default” body_font=”||||” body_line_height=”2em” body_line_height_tablet=”2em” body_line_height_phone=”2em”]

Calculating rate, credit score or interest threshold shouldn’t be that hard. With that in mind, we’ve designed our own loan assessment tool, making your loan’s assessment an easier and more intuitive process.

 

Executive typing on laptop

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Contact form

[/tm_pb_text][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_contact_form admin_label=”Contact Form” captcha=”on” use_redirect=”off” success_message=”Your message was sent successflly. Thanks. ” submit_text=”send” form_background_color=”#f6f6f6″ input_border_radius=”0″ form_field_font_size=”16″ form_field_text_color=”#9f9f9f” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_button=”off” button_letter_spacing=”0″ button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on” button_letter_spacing_hover=”0″ custom_css_main_element=”max-width: 834px;||margin: auto;”] [tm_pb_contact_field field_type=”input” field_id=”Name” required_mark=”on” fullwidth_field=”off” field_placeholder=”your name” select_multiple=”on” select_first_blank=”on” show_label=”off” field_width=”col-md-12″ form_field_font_select=”default” form_field_font=”||||” use_border_color=”off” border_style=”solid” field_title=”Name”][/tm_pb_contact_field][tm_pb_contact_field field_type=”email” field_id=”Email” required_mark=”on” fullwidth_field=”off” field_placeholder=”your e-mail” select_multiple=”on” select_first_blank=”on” show_label=”off” field_width=”col-md-12″ form_field_font_select=”default” form_field_font=”||||” use_border_color=”off” border_style=”solid” field_title=”Email”][/tm_pb_contact_field][tm_pb_contact_field field_type=”text” field_id=”Message” required_mark=”on” field_placeholder=”your message” select_multiple=”on” select_first_blank=”on” show_label=”off” field_width=”col-md-12″ form_field_font_select=”default” form_field_font=”||||” use_border_color=”off” border_style=”solid” field_title=”Message”][/tm_pb_contact_field] [/tm_pb_contact_form][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” transparent_background=”on” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” custom_padding=”||50px|” custom_padding_tablet=”||30px|” custom_padding_last_edited=”on|phone” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off”][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” custom_padding=”||25px|” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_divider admin_label=”Divider” color=”#ebebeb” show_divider=”on” divider_style=”solid”] [/tm_pb_divider][tm_pb_text admin_label=”Text” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”40px|||” custom_margin_tablet=”20px|||” custom_margin_last_edited=”on|tablet”]

Audio

[/tm_pb_text][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row”][tm_pb_column type=”4_4″][tm_pb_audio admin_label=”Audio” audio=”http://ylhfunding.com/wp-content/uploads/2016/05/sound1.mp3″ title=”Wall street hedge funds are on the rise” artist_name=”Steve Ayokee” image_url=”http://ylhfunding.com/wp-content/uploads/2016/08/blog-01.jpg” background_color=”#21303f” title_font=”|on||on|” title_font_size=”18″ use_border_color=”off” border_color=”#ffffff” border_style=”solid” caption_font=”||on||” caption_font_size=”18″ custom_margin=”||30px|” custom_padding=”||0px|” custom_padding_last_edited=”on|desktop”] [/tm_pb_audio][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row”][tm_pb_column type=”4_4″][tm_pb_audio admin_label=”Audio” audio=”http://ylhfunding.com/wp-content/uploads/2016/05/sound1.mp3″ title=”Wall street hedge funds are on the rise” artist_name=”Steve Ayokee” background_color=”#21303f” title_font=”|on||on|” title_font_size=”18″ use_border_color=”off” border_color=”#ffffff” border_style=”solid” caption_font=”||on||” caption_font_size=”18″ custom_margin=”||50px|” custom_margin_tablet=”||30px|” custom_margin_last_edited=”on|desktop” custom_padding_last_edited=”on|desktop”] [/tm_pb_audio][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row”][tm_pb_column type=”1_3″][tm_pb_audio admin_label=”Audio” audio=”http://ylhfunding.com/wp-content/uploads/2016/05/sound1.mp3″ title=”Wall street hedge funds are on the rise” artist_name=”Steve Ayokee” background_color=”#21303f” title_font=”|on||on|” title_font_size=”18″ use_border_color=”off” border_color=”#ffffff” border_style=”solid” caption_font=”||on||” caption_font_size=”18″ image_url=”http://ylhfunding.com/wp-content/uploads/2016/08/blog-01.jpg” custom_margin=”||30px|” custom_margin_last_edited=”on|desktop”] [/tm_pb_audio][/tm_pb_column][tm_pb_column type=”1_3″][tm_pb_audio admin_label=”Audio” audio=”http://ylhfunding.com/wp-content/uploads/2016/05/sound1.mp3″ title=”Wall street hedge funds are on the rise” artist_name=”Steve Ayokee” background_color=”#21303f” title_font=”|on||on|” title_font_size=”18″ use_border_color=”off” border_color=”#ffffff” border_style=”solid” caption_font=”||on||” caption_font_size=”18″ custom_padding=”0px||0px|” custom_margin=”||30px|”] [/tm_pb_audio][/tm_pb_column][tm_pb_column type=”1_3″][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” transparent_background=”on” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” custom_padding=”||50px|” custom_padding_tablet=”||30px|” custom_padding_last_edited=”on|phone” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off”][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” custom_padding=”||25px|” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_divider admin_label=”Divider” color=”#ebebeb” show_divider=”on” divider_style=”solid”] [/tm_pb_divider][tm_pb_text admin_label=”Text” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”40px|||” custom_margin_last_edited=”on|desktop” custom_margin_tablet=”20px|||”]

Maps

[/tm_pb_text][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_map admin_label=”Map” address=”Springfield, MA, USA” zoom_level=”4″ address_lat=”42.78311809243124″ address_lng=”-84.55221795355124″ map_style=”light-monochrome” mouse_wheel=”off” icon_url=”http://ylhfunding.com/wp-content/uploads/2016/08/marker.png”] [tm_pb_map_pin title=”Springfield” pin_address=”Springfield, MA, USA” pin_address_lat=”42.1014831″ pin_address_lng=”-72.589811″]   87 Tennesee hwy., Washington, DC, USA, 22406   Phone/Fax: 555-234-6789 Email: fenimore@demolink.org   [/tm_pb_map_pin][tm_pb_map_pin title=”Sioux Falls” pin_address=”Sioux Falls, SD, USA” pin_address_lat=”43.5445959″ pin_address_lng=”-96.7311034″][/tm_pb_map_pin] [/tm_pb_map][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” padding_mobile=”off” custom_margin=”100px|||” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” column_padding_mobile=”on” custom_margin_tablet=”30px|||” custom_margin_last_edited=”on|phone”][tm_pb_column type=”1_2″][tm_pb_map admin_label=”Map” address=”Springfield, MA, USA” zoom_level=”2″ address_lat=”48.23262783059934″ address_lng=”-125.04962606852587″ map_style=”light-monochrome” mouse_wheel=”off” icon_url=”http://ylhfunding.com/wp-content/uploads/2016/08/marker.png”] [tm_pb_map_pin title=”Springfield” pin_address=”Springfield, MA, USA” pin_address_lat=”42.1014831″ pin_address_lng=”-72.589811″]   87 Tennesee hwy., Washington, DC, USA, 22406   Phone/Fax: 555-234-6789 Email: fenimore@demolink.org   [/tm_pb_map_pin][tm_pb_map_pin title=”Sioux Falls” pin_address=”Sioux Falls, SD, USA” pin_address_lat=”43.5445959″ pin_address_lng=”-96.7311034″][/tm_pb_map_pin] [/tm_pb_map][/tm_pb_column][tm_pb_column type=”1_2″][tm_pb_map admin_label=”Map” address=”Springfield, MA, USA” zoom_level=”4″ address_lat=”42.61994155050615″ address_lng=”-83.71772928660448″ map_style=”light-monochrome” mouse_wheel=”off” icon_url=”http://ylhfunding.com/wp-content/uploads/2016/08/marker.png”] [tm_pb_map_pin title=”Springfield” pin_address=”Springfield, MA, USA” pin_address_lat=”42.1014831″ pin_address_lng=”-72.589811″]   87 Tennesee hwy., Washington, DC, USA, 22406   Phone/Fax: 555-234-6789 Email: fenimore@demolink.org   [/tm_pb_map_pin][tm_pb_map_pin title=”Sioux Falls” pin_address=”Sioux Falls, SD, USA” pin_address_lat=”43.5445959″ pin_address_lng=”-96.7311034″][/tm_pb_map_pin] [/tm_pb_map][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” transparent_background=”on” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” custom_padding=”||40px|” custom_padding_tablet=”||30px|” custom_padding_last_edited=”on|desktop” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off”][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” custom_padding=”||25px|” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_divider admin_label=”Divider” color=”#ebebeb” show_divider=”on” divider_style=”solid”] [/tm_pb_divider][tm_pb_text admin_label=”Text” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”40px|||” custom_margin_tablet=”20px|||” custom_margin_last_edited=”on|tablet”]

Social sharing

[/tm_pb_text][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_social_media_follow admin_label=”Social Media Follow” link_shape=”rounded_rectangle” url_new_window=”on” follow_button=”off”] [tm_pb_social_media_follow_network social_network=”Facebook” social_icon=”f09a” url=”#” skype_action=”call” color=”#ffffff” bg_color=”#39cad3″ hover_bg_color=”#21303f”] Facebook [/tm_pb_social_media_follow_network][tm_pb_social_media_follow_network social_network=”Twitter” social_icon=”f099″ url=”#” skype_action=”call” color=”#ffffff” bg_color=”#39cad3″ hover_bg_color=”#21303f”] Twitter [/tm_pb_social_media_follow_network][tm_pb_social_media_follow_network social_network=”GooglePlus” social_icon=”f0d5″ url=”#” skype_action=”call” color=”#ffffff” bg_color=”#39cad3″ hover_bg_color=”#21303f”] GooglePlus [/tm_pb_social_media_follow_network][tm_pb_social_media_follow_network social_network=”LinkedIn” social_icon=”f0e1″ url=”#” skype_action=”call” color=”#ffffff” bg_color=”#39cad3″ hover_bg_color=”#21303f”] LinkedIn [/tm_pb_social_media_follow_network][tm_pb_social_media_follow_network social_network=”Pinterest” social_icon=”f231″ url=”#” skype_action=”call” color=”#ffffff” bg_color=”#39cad3″ hover_bg_color=”#21303f”] Pinterest [/tm_pb_social_media_follow_network][tm_pb_social_media_follow_network social_network=”Vimeo” social_icon=”f27d” url=”#” skype_action=”call” color=”#ffffff” bg_color=”#39cad3″ hover_bg_color=”#21303f”] Vimeo [/tm_pb_social_media_follow_network][tm_pb_social_media_follow_network social_network=”YouTube” social_icon=”f167″ url=”#” skype_action=”call” color=”#ffffff” bg_color=”#39cad3″ hover_bg_color=”#21303f”] YouTube [/tm_pb_social_media_follow_network][tm_pb_social_media_follow_network social_network=”Skype” social_icon=”f17e” url=”#” skype_action=”call” color=”#ffffff” bg_color=”#39cad3″ hover_bg_color=”#21303f”] Skype [/tm_pb_social_media_follow_network][tm_pb_social_media_follow_network social_network=”21303fInstagram” social_icon=”f16d” url=”#” skype_action=”call” color=”#ffffff” bg_color=”#39cad3″ hover_bg_color=”#21303f”] 21303fInstagram [/tm_pb_social_media_follow_network] [/tm_pb_social_media_follow][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” custom_padding=”||25px|” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_divider admin_label=”Divider” color=”#ebebeb” show_divider=”on” divider_style=”solid”] [/tm_pb_divider][tm_pb_text admin_label=”Text” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”40px|||” custom_margin_tablet=”20px|||” custom_margin_last_edited=”on|tablet”]

Person

[/tm_pb_text][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” parallax_3=”off” parallax_method_3=”off” column_padding_mobile=”on”][tm_pb_column type=”1_3″][tm_pb_team_member admin_label=”Person” name=”Damien Kaschzmarek” image_url=”http://ylhfunding.com/wp-content/uploads/2016/08/image-51.jpg” animation=”off” background_layout=”light” header_text_color=”#21303f” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”||45px|” header_font_size=”26″ header_line_height=”1.3em” text_alignment=”left”]

Damien is one of the co-founders. He manages all the processes at our firm.

[/tm_pb_team_member][/tm_pb_column][tm_pb_column type=”1_3″][tm_pb_team_member admin_label=”Person” name=”Derek Zoolander” image_url=”http://ylhfunding.com/wp-content/uploads/2016/08/image-52.jpg” animation=”off” background_layout=”light” header_text_color=”#21303f” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”||45px|” header_font_size=”26″ header_line_height=”1.3em” text_alignment=”left”]

Derek, just as Damien, is a Wall Street operative, with an incredibly insightful skills.

[/tm_pb_team_member][/tm_pb_column][tm_pb_column type=”1_3″][tm_pb_team_member admin_label=”Person” name=”Tom Marvolo” image_url=”http://ylhfunding.com/wp-content/uploads/2016/08/image-53.jpg” animation=”off” background_layout=”light” header_text_color=”#21303f” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”||45px|” header_font_size=”26″ header_line_height=”1.3em” text_alignment=”left”]

Tom is also one of our 3 co-founders. He manages all bookkeeping.

[/tm_pb_team_member][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row”][tm_pb_column type=”1_3″][tm_pb_team_member admin_label=”Person” name=”Derek Zoolander” image_url=”http://ylhfunding.com/wp-content/uploads/2016/08/image-54.jpg” animation=”off” background_layout=”light” header_text_color=”#21303f” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”||45px|” header_font_size=”26″ header_line_height=”1.3em” facebook_url=”#” twitter_url=”#” google_url=”#” icon_color=”#ffffff” text_alignment=”left”]

Derek, just as Damien, is a Wall Street operative, with an incredibly insightful skills.

[/tm_pb_team_member][/tm_pb_column][tm_pb_column type=”1_3″][tm_pb_team_member admin_label=”Person” name=”Damien Kaschzmarek” image_url=”http://ylhfunding.com/wp-content/uploads/2016/08/image-55.jpg” animation=”off” background_layout=”light” header_text_color=”#21303f” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”||45px|” header_font_size=”26″ header_line_height=”1.3em” facebook_url=”#” twitter_url=”#” google_url=”#” icon_color=”#ffffff” text_alignment=”left”]

Damien is one of the co-founders. He manages all the processes at our firm.

[/tm_pb_team_member][/tm_pb_column][tm_pb_column type=”1_3″][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” transparent_background=”on” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” custom_padding=”||50px|” custom_padding_tablet=”||30px|” custom_padding_last_edited=”on|tablet” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off”][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” custom_padding=”||25px|” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on” custom_padding_last_edited=”on|phone”][tm_pb_column type=”4_4″][tm_pb_divider admin_label=”Divider” color=”#ebebeb” show_divider=”on” divider_style=”solid”] [/tm_pb_divider][tm_pb_text admin_label=”Text” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”40px|||” custom_margin_tablet=”20px|||” custom_margin_last_edited=”on|tablet”]

Countdown timer

[/tm_pb_text][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” padding_mobile=”off” custom_margin_tablet=”30px|||” custom_margin_last_edited=”off|desktop” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_countdown_timer admin_label=”Countdown Timer” date_time=”09/30/2016 00:00″ use_background_color=”on” background_color=”#21303f” timer_layout=”flat” numbers_font=”Droid Serif|on|||” numbers_font_size=”60px” label_font=”|on||on|” numbers_text_color=”#ffffff” label_text_color=”#ffffff” module_class=”invert” custom_padding=”60px||60px|” header_font_size_last_edited=”on|desktop” numbers_font_size_tablet=”36px” numbers_font_size_phone=”24px” numbers_font_size_last_edited=”on|phone” numbers_line_height_tablet=”40px” numbers_line_height_phone=”30px” numbers_line_height_last_edited=”on|phone” label_font_size=”14px” label_font_size_tablet=”12px” label_font_size_last_edited=”on|desktop”] [/tm_pb_countdown_timer][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” padding_mobile=”off” custom_margin=”50px|||” custom_margin_tablet=”30px|||” custom_margin_last_edited=”on|tablet” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” column_padding_mobile=”on”][tm_pb_column type=”1_2″][tm_pb_countdown_timer admin_label=”Countdown Timer” date_time=”09/30/2016 00:00″ use_background_color=”on” background_color=”#21303f” timer_layout=”flat” numbers_font=”Droid Serif|on|||” numbers_font_size=”46px” label_font=”|on||on|” numbers_text_color=”#ffffff” label_text_color=”#ffffff” module_class=”invert” custom_padding=”60px||60px|” header_font_size_last_edited=”on|desktop” numbers_font_size_tablet=”24px” numbers_font_size_last_edited=”on|tablet” numbers_line_height_tablet=”30px” numbers_line_height_last_edited=”on|desktop” label_font_size=”12px” label_font_size_last_edited=”on|phone” numbers_line_height=”52px”] [/tm_pb_countdown_timer][/tm_pb_column][tm_pb_column type=”1_2″][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” padding_mobile=”off” custom_margin=”50px|||” custom_margin_tablet=”30px|||” custom_margin_last_edited=”on|tablet” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_countdown_timer admin_label=”Countdown Timer” date_time=”09/30/2016 00:00″ use_background_color=”on” background_color=”#21303f” timer_layout=”circle” numbers_font=”Droid Serif|on|||” numbers_font_size=”60px” label_font=”|on||on|” numbers_text_color=”#ffffff” label_text_color=”#ffffff” module_class=”invert” custom_padding=”60px||60px|” header_font_size_last_edited=”on|desktop” numbers_font_size_tablet=”36px” numbers_font_size_phone=”24px” numbers_font_size_last_edited=”on|phone” numbers_line_height_tablet=”40px” numbers_line_height_phone=”30px” numbers_line_height_last_edited=”on|phone” label_font_size=”14px” label_font_size_tablet=”12px” label_font_size_last_edited=”on|desktop” circle_background=”#39cad3″] [/tm_pb_countdown_timer][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” custom_padding=”||25px|” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_divider admin_label=”Divider” color=”#ebebeb” show_divider=”on” divider_style=”solid”] [/tm_pb_divider][tm_pb_text admin_label=”Text” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”40px|||” custom_margin_tablet=”20px|||” custom_margin_last_edited=”on|tablet”]

Number counter

[/tm_pb_text][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” transparent_background=”on” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” background_image=”http://ylhfunding.com/wp-content/uploads/2016/08/01_home_24.jpg” custom_padding_last_edited=”on|desktop”][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on” custom_padding=”100px||20px|” parallax_2=”off” parallax_method_2=”off” parallax_3=”off” parallax_method_3=”off” parallax_4=”off” parallax_method_4=”off” custom_padding_tablet=”30px||40px|” custom_padding_last_edited=”on|desktop”][tm_pb_column type=”1_4″][tm_pb_number_counter admin_label=”Number Counter” number=”147″ percent_sign=”off” counter_color=”#ffffff” use_border_color=”off” border_color=”#49d376″ border_style=”solid” number_font_size=”46″ number_text_color=”#ffffff” number_line_height=”63px” border_width=”3px” title=”Cases completed” title_font=”|on|||” title_font_size=”18″ title_text_color=”#ffffff” number_font=”|on|||”] [/tm_pb_number_counter][/tm_pb_column][tm_pb_column type=”1_4″][tm_pb_number_counter admin_label=”Number Counter” number=”24″ percent_sign=”off” counter_color=”#ffffff” use_border_color=”off” border_color=”#49d376″ border_style=”solid” number_font_size=”46″ number_text_color=”#ffffff” number_line_height=”63px” border_width=”3px” title=”Consultants” title_font=”|on|||” title_font_size=”18″ title_text_color=”#ffffff” number_font=”|on|||”] [/tm_pb_number_counter][/tm_pb_column][tm_pb_column type=”1_4″][tm_pb_number_counter admin_label=”Number Counter” number=”87″ percent_sign=”off” counter_color=”#ffffff” use_border_color=”off” border_color=”#49d376″ border_style=”solid” number_font_size=”46″ number_text_color=”#ffffff” number_line_height=”63px” border_width=”3px” title=”Awards won” title_font=”|on|||” title_font_size=”18″ title_text_color=”#ffffff” number_font=”|on|||”] [/tm_pb_number_counter][/tm_pb_column][tm_pb_column type=”1_4″][tm_pb_number_counter admin_label=”Number Counter” number=”985″ percent_sign=”off” counter_color=”#ffffff” use_border_color=”off” border_color=”#49d376″ border_style=”solid” number_font_size=”46″ number_text_color=”#ffffff” number_line_height=”63px” border_width=”3px” title=”Satisfied customers” title_font=”|on|||” title_font_size=”18″ title_text_color=”#ffffff” number_font=”|on|||”] [/tm_pb_number_counter][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” transparent_background=”on” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” custom_padding=”50px|||” custom_padding_tablet=”30px|||” custom_padding_last_edited=”on|phone”][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” custom_padding=”||25px|” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_divider admin_label=”Divider” color=”#ebebeb” show_divider=”on” divider_style=”solid”] [/tm_pb_divider][tm_pb_text admin_label=”Text” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”40px|||” custom_margin_tablet=”20px|||” custom_margin_last_edited=”on|tablet”]

Circle counter

[/tm_pb_text][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” transparent_background=”off” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” background_color=”#202f39″ custom_padding_last_edited=”on|desktop”][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” parallax_3=”off” parallax_method_3=”off” column_padding_mobile=”on” custom_padding=”80px|30px|10px|30px” custom_padding_tablet=”30px|30px|10px|30px” custom_padding_last_edited=”on|tablet” custom_padding_phone=”30px|15px|10px|15px”][tm_pb_column type=”1_3″][tm_pb_circle_counter admin_label=”Circle Counter” title=”Refinance mortgage” number=”90″ percent_sign=”on” rounded_bar=”on” circle_width=”10″ circle_size=”238″ bar_bg_color=”#39cad3″ title_font=”|on|||” title_font_size=”18″ title_text_color=”#ffffff” number_font=”Merriweather|on|||” number_text_color=”#ffffff” circle_color=”#ffffff” circle_color_alpha=”1″] [/tm_pb_circle_counter][/tm_pb_column][tm_pb_column type=”1_3″][tm_pb_circle_counter admin_label=”Circle Counter” title=”Refinancing Bids” number=”75″ percent_sign=”on” rounded_bar=”on” circle_width=”10″ circle_size=”238″ bar_bg_color=”#39cad3″ title_font=”|on|||” title_font_size=”18″ title_text_color=”#ffffff” number_font=”Merriweather|on|||” number_text_color=”#ffffff” circle_color=”#ffffff” circle_color_alpha=”1″] [/tm_pb_circle_counter][/tm_pb_column][tm_pb_column type=”1_3″][tm_pb_circle_counter admin_label=”Circle Counter” title=”Money Loans” percent_sign=”on” rounded_bar=”on” circle_width=”10″ circle_size=”238″ bar_bg_color=”#39cad3″ title_font=”|on|||” title_font_size=”18″ title_text_color=”#ffffff” number_font=”Merriweather|on|||” number_text_color=”#ffffff” circle_color=”#ffffff” circle_color_alpha=”1″] [/tm_pb_circle_counter][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” transparent_background=”on” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” custom_padding=”50px|||” custom_padding_tablet=”30px|||” custom_padding_last_edited=”on|phone” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off”][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” custom_padding=”||25px|” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_divider admin_label=”Divider” color=”#ebebeb” show_divider=”on” divider_style=”solid”] [/tm_pb_divider][tm_pb_text admin_label=”Text” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”40px|||” custom_margin_tablet=”20px|||” custom_margin_last_edited=”on|desktop”]

Accordion

[/tm_pb_text][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][tm_pb_row admin_label=”Row”][tm_pb_column type=”4_4″][tm_pb_accordion admin_label=”Accordion” toggle_font_size=”16px” toggle_text_color=”#ffffff” body_font_size=”16px” use_border_color=”off” border_color=”#ffffff” border_style=”solid” closed_toggle_background_color=”#21303f” open_toggle_background_color=”#39cad3″ open_toggle_text_color=”#ffffff” closed_toggle_text_color=”#ffffff” icon_color=”#ffffff”] [tm_pb_accordion_item title=”Q: What’s a mortgage and why should I get it here?” open_toggle_background_color=”#49d376″ open_toggle_text_color=”#ffffff” closed_toggle_background_color=”#333333″ closed_toggle_text_color=”#ffffff” icon_color=”#ffffff”]

A: A mortgage is basically a simple loan that allows you to buy a home or other property by securing the loan against the property you buy. You can read more about our taking a mortgage with us works by visiting our services page.

You can apply for a mortgage from a bank or other financial institution, such as a credit union, building society or specialist mortgage Borrower. We’re a credit union and a special financial institution. Although you can apply directly, using  the advice of our independent mortgage specialists might help you find the deal that will be most beneficial for your money interests!

[/tm_pb_accordion_item][tm_pb_accordion_item title=”Q: What types of mortgage are there?” open_toggle_background_color=”#49d376″ open_toggle_text_color=”#ffffff” closed_toggle_background_color=”#333333″ closed_toggle_text_color=”#ffffff” icon_color=”#ffffff”]

A: There are many different kinds of mortgage to choose from. All of them have varying features and benefits. Some of the more common types include:

  • Standard variable rate (SVR) mortgages
  • Fixed interest rate mortgages
  • Tracker rate mortgages

[/tm_pb_accordion_item][tm_pb_accordion_item title=”Q: How much can I borrow for a mortgage?” open_toggle_background_color=”#49d376″ open_toggle_text_color=”#ffffff” closed_toggle_background_color=”#333333″ closed_toggle_text_color=”#ffffff” icon_color=”#ffffff”]

A: This depends on a number of factors. Still, Borrowers are typically prepared to lend three times your salary or two-and-a-half times a joint salary.

They will also consider things such as any other source of income from a second job that you’ll prove to them, bonuses, tax credits, and maintenance payments and since lending rules were tightened, they also increasingly investigate borrowers’ ability to repay.

This means looking at your credit history and scoring it, just as well as on your monthly outgoings, examining not just how much you spend but what you spend it on, to help assess your ability to manage should interest rates rise.

Some providers will now offer four-and-a-half times your annual income – but the more you borrow in relation to your income, the more likely you are to fail MMR checks and to have your application to be declined.

[/tm_pb_accordion_item] [/tm_pb_accordion][/tm_pb_column][/tm_pb_row][/tm_pb_section][tm_pb_section admin_label=”Section” fullwidth=”off” specialty=”off” transparent_background=”on” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” custom_padding=”50px|||” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off”][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”on” width_unit=”on” custom_padding=”||25px|” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_divider admin_label=”Divider” color=”#ebebeb” show_divider=”on” divider_style=”solid”] [/tm_pb_divider][tm_pb_text admin_label=”Text” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”40px|||” custom_margin_tablet=”20px|||” custom_margin_last_edited=”on|tablet”]

Buttons

[/tm_pb_text][/tm_pb_column][/tm_pb_row][tm_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” use_grid_padding=”off” width_unit=”on” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][tm_pb_column type=”4_4″][tm_pb_button admin_label=”Button” button_url=”#” url_new_window=”off” button_text=”Read more” button_alignment=”left” custom_button=”off” button_letter_spacing=”0″ button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on” button_letter_spacing_hover=”0″ module_class=”btn btn-primary”] [/tm_pb_button][tm_pb_divider admin_label=”Divider” color=”#ffffff” show_divider=”off” divider_style=”solid” custom_margin=”30px|||”] [/tm_pb_divider][tm_pb_button admin_label=”Button” button_url=”#” url_new_window=”off” button_text=”Read more” button_alignment=”left” custom_button=”off” button_letter_spacing=”0″ button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on” button_letter_spacing_hover=”0″ module_class=”btn btn-secondary”] [/tm_pb_button][tm_pb_divider admin_label=”Divider” color=”#ffffff” show_divider=”off” divider_style=”solid” custom_margin=”30px|||”] [/tm_pb_divider][/tm_pb_column][/tm_pb_row][/tm_pb_section]