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Trusted financing solutions backed by 30+ years of real estate expertise.

With 30+ years of experience, YLHFunding delivers trusted financing solutions. We specialize our efforts to assist Investors, Builders and Developers. From Rental Property loans to Construction loans, we offer fast, reliable options backed by a strong capital funding network. Led by seasoned Capital Desk Operator James Hunter, we make the lending process simple and efficient.

Our Loan Programs

A Full Suite of Loan Programs to Meet Your Needs

DSCR Rental Loans

Our DSCR Loan Program is excellent for investors who buy and hold. This program is driven by Rental Income vs PITIA, Credit score and Appraised Value.

DSCR Rental Loans

Our DSCR Loan Program is excellent for investors who buy and hold. This program is driven by Rental Income vs PITIA, Credit score and Appraised Value.

Commercial Loans

Commercial Loans are loans for borrowers who need funding for the purchase or refinance of commercial properties i.e. Office Bldg; Warehouse; Retail Shopping; Multi Family Apartment Bldg.

Commercial Loans

Commercial Loans are loans for borrowers who need funding for the purchase or refinance of commercial properties i.e. Office Bldg; Warehouse; Retail Shopping; Multi Family Apartment Bldg.

Fix N Flip Loans

Finding that hidden gem is half the battle but then you have to secure the financing to close the deal. We got your back we are not going to let your profit get away from you!

Fix N Flip Loans

Finding that hidden gem is half the battle but then you have to secure the financing to close the deal. We got your back we are not going to let your profit get away from you!

Portfolio Loans

Our Portfolio Loan Program is ideal for investors who own numerous properties and want to streamline their bookkeeping and get preferred pricing.

Portfolio Loans

Our Portfolio Loan Program is ideal for investors who own numerous properties and want to streamline their bookkeeping and get preferred pricing.

Ground Up Construction Loans

Our GUC Program covers ALL Property Types from Apartments, Commercial Structures, New Homes and even Hotels. We back our Builder clients in every way possible.

Ground Up Construction Loans

Our GUC Program covers ALL Property Types from Apartments, Commercial Structures, New Homes and even Hotels. We back our Builder clients in every way possible.

Hard Money Bridge Loan

Our Hard Money Bridge Loans offer immediate cash and fast. Credit score is not a factor. Purely based on the value of the collateral.

Hard Money Bridge Loan

Our Hard Money Bridge Loans offer immediate cash and fast. Credit score is not a factor. Purely based on the value of the collateral.

Our Loan Programs

A Full Suite of Loan Programs to Meet Your Needs

DSCR Rental Loans

Our DSCR Loan Program is excellent for investors who buy and hold. This program is driven by Rental Income vs PITIA, Credit score and Appraised Value.

Commercial Loans

Commercial Loans are loans for borrowers who need funding for the purchase or refinance of commercial properties i.e. Office Bldg; Warehouse; Retail Shopping; Multi Family Apartment Bldg.

Fix N Flip Loans

Finding that hidden gem is half the battle but then you have to secure the financing to close the deal. We got your back we are not going to let your profit get away from you!

Portfolio Loans

Our Portfolio Loan Program is ideal for investors who own numerous properties and want to streamline their bookkeeping and get preferred pricing.

Ground Up Construction Loans

Our GUC Program covers ALL Property Types from Apartments, Commercial Structures, New Homes and even Hotels. We back our Builder clients in every way possible.

Hard Money Bridge Loan

Our Hard Money Bridge Loans offer immediate cash and fast. Credit score is not a factor. Purely based on the value of the collateral.

Why Choose YLHFunding?

Complex deal. Clear strategy. Institutional Capital. Private Equity.

YLHFunding operates as a specialized capital desk for real estate investors, builders, and developers seeking financing beyond conventional lending solutions. Led by James Hunter, a former full-time real estate investor and builder, we combine hands-on investment experience, sophisticated deal structuring, and direct access to Private Equity and Institutional Capital sources.

We don’t just submit deals. We structure them.

Every scenario is evaluated and structured in-house before being presented to our Underwriting Committee. We are not reading off rate sheets and boiler plate guidelines. We build your loan structure from the ground up. We identify underwriting obstacles, reframe the transaction, and develop a financing strategy designed around the property’s characteristics, the borrower’s objectives, and the project’s next milestone.

Where YLHFunding makes the difference:
  • In-House Deal Structuring. The analysis, framing, and structuring of your financing scenario are handled in-house before submission for underwriting and a credit decision. We work to address potential obstacles before they become closing problems.
  • Challenging Deals, Reframed. We look beyond the initial loan request to identify alternative structures and financing strategies that may turn a difficult scenario into a financeable transaction.
  • Complex Property and Borrower Situations. We work through challenges involving acreage, bankruptcy history, recent title transfers, and other underwriting complications that can cause traditional lenders and retail brokers to decline or pass on.
  • Direct Access to Private Equity and Institutional Capital.Our relationships provide direct access to private capital and institutional balance sheets, allowing us to pursue financing options aligned with the transaction rather than forcing every deal into the same lending program.
  • Capital for the Next Move. We evaluate not only what you need today, but also where you expect to be six months from now—helping align immediate financing with your next acquisition, refinance, or development milestone.
  • A Strategy Built Around Your Deal. We identify the most appropriate financing path for your property, business plan, and objectives, then work directly with our Capital Groups to advance the transaction toward approval and closing.

Your project deserves more than a rate quote. It deserves a capital strategy.

Bring YLHFunding your scenario. We’ll assess the challenges, develop a financing approach, and provide a competitive capital solution aligned with your objectives.

Success Stories

Berkeley Springs, WV

Sunset Hills, CA | View Home Prev Owned by James Hunter

Sunset Hills, CA | View Mansion built by James Hunter

Connect With A Loan Consultant

Whether you’re looking to discuss a potential project, have questions about our loan programs, or need guidance on your application, our team is here to help.

Associations

Ready to Fund Your Next Project?

Grow with confidence. YLHFunding provides fast, reliable lending solutions tailored to your goals—backed by decades of real estate and financing expertise.