About Us

YLH Funding is a Nationwide real estate investment lending firm and a subsidiary of YLH Funding Group LLC, headquartered in Marina del Rey, Los Angeles, California. The company was founded by James Hunter, a licensed mortgage broker with industry experience dating back to 1989.

After graduating from the University of Miami in Florida with a Bachelor’s degree in Business and Finance, James built his career as an active real estate investor. Between 1989 and 2007, he personally acquired, renovated, and resold more than 125 single-family residences and successfully borrowed and repaid over $20 million in real estate financing. Following the housing market crash, James shifted his focus from investing to brokering, bringing firsthand, deal-level experience to investors nationwide.

Over the years, YLH Funding has developed a strong nationwide network of private and institutional capital sources specializing in fix and flip loans, ground-up construction financing, DSCR loans, and long-term buy-and-hold investment property financing. With the evolution of Non-QM lending programs, investors can qualify based on property cash flow rather than personal income documentation.

YLH Funding offers high-leverage real estate loan solutions designed to help investors preserve working capital while scaling efficiently across multiple markets. What differentiates us is perspective — our founder spent 17 years as an active investor before becoming a broker. That experience allows us to understand real-world constraints, timelines, and deal structures, and to deliver financing solutions that align with how investors actually operate.