Fix & Flip or Fix & Hold
Cosmetic to Major Renovations. We Fund It.
YLH Funding | Investor Financing
Capital to Execute. Flexibility to Exit.
From acquisition and rehabilitation to the final disposition, YLH Funding helps real estate investors structure financing around the project, the property, and the strategy behind it.
01
The Process
How Fix & Flip Loans Work
- ✓ Purchase and rehabilitation financing
- ✓ Interest-only payment structures
- ✓ Rehabilitation funds released in draws
- ✓ Exit through property sale or refinance
02
The Advantage
Why Investors Use Fix & Flip Financing
- ✓ Fast approvals and closings
- ✓ ARV-based underwriting
- ✓ Potential appraisal-free valuation using smartphone photos, subject to program eligibility
- ✓ Submit construction draw photos directly from your smartphone, where permitted by the program
- ✓ Financing for both purchase and rehabilitation
- ✓ Solutions for new and experienced investors
03
The Requirements
What Goes Into Qualification
- ✓ Property value and after-repair value (ARV)
- ✓ Rehabilitation scope and project budget
- ✓ Borrower experience and exit strategy
- ✓ Flexible credit standards, subject to program guidelines
A Different Exit Strategy
Beyond the Flip.
The Fix & Hold StrategySelling isn't the only way to realize the value of a completed project. Investors may choose to renovate, refinance, recover invested capital, and retain the property as a long-term rental asset. A qualifying Fix & Hold strategy can transform a renovation project into an opportunity for continued ownership, rental income, and long-term portfolio growth.
Renovate
→
Refinance
→
Recover Capital
→
Retain Asset
