Portfolio Loans

Portfolio Loans require an Investor to have a minimum of 5 investment properties to wrap into one loan. For those investors who want the convenience of one payment one creditor and preferred pricing this is a great option.

Flexible Terms¹

Loan Amounts up to $20M

Variable LTV & LTC Rates²

Collateral

1 to 4 Residential Units

Flexible Terms

Choose from 3, 5, 7, & 10-year terms

Number of Properties

Minimum of 5 Properties Required

Loan Amounts

From $55K per individual property up to $20M for Portfolio Required

Property Value

Average Property Value requirement of $100k

Starting Rate

6.99% Min 2pts Origination

Minimum DSCR Requirement

A 1.20 DSCR ensures your investments are profitable and sustainable

High Occupancy Rates

Minimum 90% occupancy rate requirement

¹ Choose from 3, 5, 7, & 10-year terms with tailored amortization options, including interest-only payments, to match your financial strategy
² Based on your FICO score, get up to 70% of the as-is value or loan-to-cost, optimizing your investment leverage
³ Financing is available for a wide spectrum of non-owner occupied properties, including 1-4 family real estate, condos, townhomes, and multi-family apartment buildings (5 – 9 units)

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Grow with confidence. YLHFunding provides fast, reliable lending solutions tailored to your goals—backed by decades of real estate and financing expertise.